What is a Payday Check Loan?

Currently, various types of loans are a financial instrument that arouses great interest among customers. Just like people who have the financial means to cover the purchases they need, or even the usual “whims” are not benefiting from this type of solution, this is different for people with a slightly worse financial situation.

These people are not enough to cover their own most important obligations or cover them, without leaving the opportunity to buy other equally-needed items or repayment of other debts, are an optimal solution, allowing for:

  • On the one hand, the repayment of the most important commitments,
  • On the other hand, the “use of life”.

However, it should be remembered that lenders’ offers should be used only when we are sure that we will be able to repay the due liability in due time, and thus we will not lead to a situation in which we will become even more involved in debt!


What exactly is a Payday check?

What exactly is a Payday check?

Payday’s check is one of the solutions on the financial market, ensuring constant money turnover. Payments of funds using the Giro check method have been used for many years and have been popular even before people have had bank accounts.

Payday check payouts are carried out with regard to the postal money withdrawal system. It consists in the fact that the institution that has issued a check in the form of payday laon, transfers money to the post office or to the Bank Pocztowy and from there the person with the payday check and fully entitled to carry it out, may withdraw funds.

payday check is a very good alternative when we take a loan or a loan:

  • We do not want money to reach our bank account,
  • We do not have a bank account,
  • We want to receive money immediately – without having to wait for the transfer to be posted,

Currently, the most popular form of transferring money between individuals and institutions are bank transfers, but it is still possible to issue and carry out a payday check, because not everyone has an obligation to have a bank account – and even if you do not want to use it, maybe easily ask for the payday Check and collect money at the Poczta Polska or Bank Pocztowy branch.


How and where can you cash the payday check?

How and where can you cash the payday check?

As it was mentioned above, the payday check can be carried out at any branch of Poczta Polska or Bank Pocztowy. In order to cash a payday check, you need some necessary documents:

  • A valid ID card confirming the identity of the person who pays the money. This allows for the unambiguous identification of the person authorized to cash the payday check,
  • payday payment form – it is a payday check with details describing the transaction to be made, ie: for whom the money is intended / who is the person authorized to carry out the check and, above all, what amount the transaction is to be dealt with.

The payment of money using the payday check method is very simple, which we can guess by reading the information above. After receiving the payday check from the banking institution, it is enough that we go to any Poczta Polska outlet and there, upon presentation of a valid ID card and the payday form, we will receive the money.

Thanks to the payday method, you can receive the money immediately – without waiting for the account operation to be booked!


payday check loans

payday check loans

To obtain a loan via the Internet, a verification fee is usually required (usually PLN 0.01 or PLN 1), which is returned to the applicant’s bank account after completing the bank account verification process. Some institutions offer loans without the need to perform a verification transfer – in this case, we perform verification by a special application.

In a situation where we want to avoid these activities or simply do not have a bank account, we can take advantage of the opportunities offered by the payday check.

To get a loan in the form of a payday check, we have to choose the right company offering this type of cash transfer, because not all institutions offer this solution. It should also be remembered that in the case of submitting an online application for a loan as a loan – indicate in the form that we expect payment of funds in the form of a payday check.

Withdrawal of cash for the payday loan is a free option, which is not charged with any additional costs. The only requirement is that only the authorized person with valid identity card must report to cash receipt at the post office. If you want to learn how to live with unpaid debts, check here.

Non-bank institutions offering quick loans in the form of a payday check include:

  • BOSS Loan
  • Aasa dla Biznesu (loans for companies)
  • Credit OK
  • TAKTO Finance
  • Mikrorata
  • Light loan
  • Aasa Polska (loans for private persons)
  • Ratka
  • Super Grosz
  • Optima Loans
  • Easy Credit
  • SMS365

It is also worth mentioning that in the case of loans with a payday check, it is possible to get from PLN 1000 to PLN 10,000 on average – in some cases up to PLN 15,000 or even PLN 25,000!